For the most part, your Medicare coverage ends at America’s borders. If you’re 65 or older, on Medicare, and are considering taking trips abroad now or in the future, you should look into a Medigap plan that can cover in case something goes wrong while you’re abroad.
Medicare will cover your health care needs in all 50 U.S. states and territories – including Puerto Rico, Guam, American Samoa, the U.S. Virgin Islands, and the Northern Mariana Islands. If you travel elsewhere and want medical coverage, you’re going to need some kind of supplemental insurance plan since Medicare will only cover emergencies in some very limited circumstances. Even if you’re in Canada traveling between the lower 48 states and Alaska
Medicare covers your health care in the 50 states and all U.S. territories — including Puerto Rico, Guam, American Samoa, the U.S. Virgin Islands and the Northern Mariana Islands. Elsewhere, you’ll need supplemental insurance since Medicare will cover emergencies only in some very limited circumstances.
What Is QMB, Medicare QMB, & Medicare Beneficiary Explained
Many seniors receiving Medicare may still struggle to pay their out-of-pocket healthcare costs. However, they may not know that programs are available, if they qualify,